Built for Investors, Informed by Operators

About Us

Heartstone Capital was founded by operators with firsthand experience building, owning, and managing manufactured housing communities. That background gives us a practical understanding of how to create value where it matters most—on the ground, in communities, and across every layer of execution for our investors.

We’re driven by the belief that manufactured housing and other single-family rental (SFR) alternatives can offer more than just affordability—they can provide stability, dignity, and a path to ownership for those long priced out of traditional homeownership models. By applying direct operational insight to a deeply local asset class, we’re building a platform where capital and community grow together.

Why Heartstone Capital?

Our builder-first lens allows us to bridge capital markets with operational execution. We integrate technical insight and real-time market feedback into every phase of our investment process, giving us a dynamic edge in both underwriting and asset performance.

Aligned with Investors. Grounded in Reality.

We structure our investments to reflect both on-the-ground realties and investor priorities. By staying close to the execution, we offer partners uncommon transparency, strategic clarity, and alignment across every stage of the investment.

Singular Focus. Outsized Opportunity

We focus on one of the most pressing challenges facing Americans today: access to affordable homeownership. It’s a systemic issue with generational consequences—but we believe that solving big problems creates equally meaningful opportunities. Our long-standing presence in the communities we serve, combined with our commitment to hiring local personnel, gives us localized insight rooted in trusted networks. That foundation allows us to source, structure, and scale solutions that other operators often overlook.

Our Team

Heartstone Capital was created to professionalize and scale a model that began in the field—sourcing, developing, and operating projects directly. The firm was founded by the team behind Heartstone Communities, which has grown into one of the country’s most respected platforms in manufactured housing.

Today, we bring that same entrepreneurial spirit into strategic investment management. While our platform has evolved, our commitments to expanding access to quality housing and delivering industry-leading returns remain unchanged.

Todd Silver

Todd Silver brings over 25 years of leadership in real estate, finance, and development, with deep expertise in underwriting, governance, and strategic deal structuring. He has guided teams and portfolios through multiple market cycles, holding senior roles at Wells Fargo, U.S. Bank, and Bank of America. As Founder and Chief Investment Officer of Archon Private Equity Partners and Archon Capital Homes, Todd has built and managed the firm’s capital structure while cultivating long-standing investor relationships. His reputation is defined by disciplined execution, strategic vision, and a commitment to creating resilient, value-driven housing communities.

Nate Whittaker

Nathan Whittaker is the founder and driving force behind Heartstone Communities. With a keen eye for value-add opportunities and a commitment to sustainable growth, he has built a reputation for delivering profitable, community-focused housing solutions. Drawing on extensive residential and commercial real estate experience, Nathan has fostered trust-based partnerships and a proven record of execution. Under his leadership, Heartstone has become known for quality, communication, and strategic vision grounded in a passion for creating affordable housing, stronger communities, and a path to homeownership for all.